Independent Financial Advisers - Financial Life Planning
With the beginning of a new year, my thoughts (like so many other people in business) always turn to “How I can do better?” As a starting point, I decided once again, to evaluate Interface’s business processes so I can start the year as efficiently as possible. You may think that sounds like a big…
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This year is going to be financially challenging for many. Inflation has exceeded 5% which is eroding the value of savings and reducing spending power and there are several increases in expenditure that everyone should be aware of. Those of you who know me will already know that I am never a foreteller of doom…
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If we care about the future and the type of world our children and grandchildren are going to be living in, then the how big is our carbon footprint question is one we should all be asking ourselves. I was in a conversation last week with someone and the subject cropped up. The person I…
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After five years of Brexit being in the news, you would think that someone could point out something positive about Brexit! Yet every day, there seems to be more and more evidence that leaving the EU was nothing but an unmitigated disaster. Roll Back the Years My first trip from England to another part of…
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These days, more and more tools are being made available online so it’s a good idea to take advantage of what’s available. If you want to put yourself in control and have easy access to what the government has available, it is crucial that you register on the Government Gateway. This blog was prompted because…
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Cryptocurrency – you’ve heard about it; it certainly creeps into the news more regularly than ever before and perhaps you’re even tempted to invest in it! However, ask yourself – do you really understand it? I’m constantly asked by my clients about it and just last week, someone suggested I write about it. So that’s…
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With COP26 coming to a close just last weekend, I’ve been very focussed on sustainability, the environment and talking to my clients about Ethical Investments. Although, truth be told, Ethical Investment is never far from my thoughts because I do want to make a difference to my children, grandchildren, and the world. The thing is,…
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Someone asked me recently, what’s the difference between a Financial Planner/Advisor and a Chartered Accountant I can give you a very simple answer. In broad terms, an accountant looks at what’s happened financially in the past whereas an advisor or planner looks to the future. So, an accountant will look at the figures you’ve done…
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Recently, at Interface, we’ve been working hard on our Ethical Investments Portfolio. Didyou know, these investments give you a better return on your investments than traditionalinvestments? Actually, more than that, ethical investments are so vitally important becauseof the environmental issues that our planet faces. For many of my clients in their 70s and 80s, perhaps…
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Today, I’m calling on all businesses to improve their efficiency using outsourcing, not only to boost their productivity and profit margin but also to deliver better service to clients and customers. Outsourcing is something that Interface Financial Planning has relied on for many years and continues to do so. Quite frankly, I don’t know where…
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