Independent Financial Advisers - Financial Life Planning
On 24th March 2015 Germanwings Flight 9525 was deliberately crashed by the co-pilot killing all 150 people on board. There are few of us who fly were not affected by the recordings of the screams of the passengers and the shouting of the pilot who was outside the cockpit trying to break in with an…
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Today is the Autumn Equinox (well almost) which is the time in the Northern hemisphere when the length of the day and night become equal; it is the start of Astronomical Autumn. We usually say that it occurs on the 21st September but because of variations in the calendar and the movement of the earth…
Read More“Good news we’ve voted to leave the EU” – I received this message mid-day on Friday 24th June from an IFA marketing group. The second part of their sentence said: “your clients have never needed your advice more than they will now”. Unfortunately this attempt at being upbeat has not been reciprocated by the investment…
Read MoreYour Financial Wealth and the EU Referendum We are so lucky to live in the UK because we are privileged in so many ways. One of those privileges which unfortunately too many take for granted (and some abuse) is our right to hold and express our own opinions. I know that many of my clients…
Read MoreHelping clients in later life As we get older many of us have difficult decisions to make because of declining health or limited finances. Financial needs in these circumstances are special and they are not within the expertise of most financial advisers. The Society of Later Life Advisers, SOLLA, recognised the need and was founded…
Read MoreWhy should you create a plan for your life? 1. Because there is power in planning. When plans are carefully thought through and written out, they tend to come true, whatever the obstacles. 2. Because a life plan can serve as a guide, helping you align your deepest values, beliefs and goals with your earning…
Read MoreAre you keeping up? Is it me or is technology moving so fast that it’s difficult to keep up? Almost every day something else moves on line, or a new service, gadget, or gizmo becomes available. When I started in business the post was too heavy for the postman to carry and it was delivered…
Read MoreInterface Financial Planning was formed in 1992 with the aim of providing professional advice and quality service to people with modest income and wealth. It started with the values of putting people before profit, and contribution before reward. These values have endured throughout and they have remained at the forefront of what we do. We…
Read MoreWatch your behaviour! It has been proven that the best indicator of investment return is not the funds where you are invested, nor the quality of your fund manager, but it is your behaviour as an investor that makes the biggest difference. The DALBAR 2015 Quantitative Analysis of Investor Behaviour report has shown time and…
Read MoreI wish you all a Merry Christmas and a Happy New Year. As we approach 2016 I wonder where 2015 has gone – it seems that time has gone so quickly. It is a time when I will be thinking about those of my dear clients who are no longer with us and thinking of…
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